Arfaizar, Januariansyah, Edo Segara Gustanto, and Muhammad Fikri. “Contemporary Dynamics in Islamic Banking Transactions”. TATHO: International Journal of Islamic Thought and Sciences 1, no. 1 (February 15, 2024): 56–69. Accessed November 9, 2025. https://ejournal.tathoinstitute.org/index.php/tatho/article/view/7.