Contemporary Dynamics in Islamic Banking Transactions
DOI:
https://doi.org/10.70512/tatho.v1i1.7Keywords:
Transaction Problems, Islamic Banking, Islamic EconomicsAbstract
Transactions in Islamic banking are currently the choice of the community because its products are based on Sharia with elements of maslahat. Now is the momentum for Islamic banking to fix the problems in its transactions to gain public trust and develop the potential possessed by Islamic banking. This research aims to examine transactions in Islamic banking and their problems using qualitative research methods and types of literature study research. This research explains that transactions in Islamic banking have five rules: benefit, fairness, pleasure, honesty, and piety. This research also found that in Islamic banking transactions, there are several internal problems in the form of inadequate human resources, Islamic economic regulations, unsupportive facilities, and infrastructure. Externally, not all people know about Islamic banking and its products.
Downloads
References
Abdul, A. R., Mandiri, D. P., Astuti, W., & Arkoyah, S. (2022). Tantangan Perkembangan Perbankan Syariah Di Indonesia. Jurnal Tabarru’: Islamic Banking and Finance, 5(2), Article 2. https://doi.org/10.25299/jtb.2022.vol5(2).9505
Ali, Z. (2007). Hukum Pidana Islam. Sinar Grafika
Ambary, H. M. (2003). Suplemen Ensiklopedia Islam. Ichtiar Baru Van Hoeve
Arfaizar, J. (2020). Increase in Revenue of Tokopedia Community Yogyakarta from the Perspective of Islamic Business Ethics. Indonesian Journal of Interdisciplinary Islamic Studies (IJIIS), 38–50. https://doi.org/10.20885/ijiis.vol3.iss2.art3
Arfaizar, J. (2022). Transaksi Dalam Ekonomi Islam dan Problematikanya. In Desain Ekonomi Islam (p. 54). Diandra Creative
Arfaizar, J. (2023, November 17). Pilar Kekuatan Ekonomi: Menyelami Kebijakan dan Inovasi dalam Ekonomi Syariah. kumparan. https://kumparan.com/januariansyah-arfaizar/pilar-kekuatan-ekonomi-menyelami-kebijakan-dan-inovasi-dalam-ekonomi-syariah-21a6yiMOyDr
Arfaizar, J., Ayu, N., Riyanto, F., Yusdani, Y., & Muliadi, S. (2023). Inovasi dan Tantangan Perbankan Syariah Pada Era Digital Di Indonesia. WADIAH, 7(2), Article 2. https://doi.org/10.30762/wadiah.v7i2.327
Ariska, R., & Aziz, A. (2016). Penimbunan Barang Perspektif Hukum Ekonomi Islam. Al-Mustashfa: Jurnal Penelitian Hukum Ekonomi Syariah, 3(2), Article 2. https://doi.org/10.24235/jm.v3i2.456
Azizah, M. (2012). Harga Yang Adil dalam Mekanisme Pasar dan Peran Pemerintah dalam Perspektif Islam. Unisia, 76, Article 76. https://doi.org/10.20885/unisia.vol34.iss76.art6
Azmi, N., & Mahardika, R. (2020). Problematika Sistem Ekonomi Islam Di Indonesia. UTILITY: Jurnal Ilmiah Pendidikan Dan Ekonomi, 4(1), 8–24. https://doi.org/10.30599/utility.v4i1.632
Damayanti, A., Fauzi, M., & Kamal, M. L. (n.d.). Dampak Minuman Khamr Perspektif Tafsir Al-Maqashidi. Retrieved February 13, 2024, from http://iqt.iainkudus.ac.id/berita-58031-dampak-minuman-khamr-perspektif-tafsir-al-maqashidi-(Alvina-Damayanti-Miftahul-Fauzi-Muhammad-Luthfi.html
Fadilla, F. (2017). Permasalahan Ekonomi Sesungguhnya dalam Islam. Islamic Banking : Jurnal Pemikiran Dan Pengembangan Perbankan Syariah, 3(1), 1–10. https://ejournal.stebisigm.ac.id/index.php/isbank/article/view/71
Gustanto, E. S. (2020). Penerapan Prinsip-Prinsip Manajemen Syariah di Perbankan Syariah. https://scholar.google.com/citations?view_op=view_citation&hl=id&user=mVCKLzkAAAAJ&cstart=20&pagesize=80&citation_for_view=mVCKLzkAAAAJ:Y0pCki6q_DkC
Hartini, H. (2015). Perkembangan Ekonomi Islam di Indonesia. Seminar Nasional Dan Call For Paper Ekonomi Syariah Indonesia Sebagai Kiblat Ekonomi Syaria. Indonesia sebagai Kiblat Ekonomi Syariah, Malang. https://lib.um.ac.id/index.php/2017/10/04/download-prosiding-seminar-nasional-dan-call-for-papers-ekonomi-syariah-indonesia-sebagai-kiblat-ekonomi-syariah/
Hilyatin, D. L. H., Mukhtar, N., & Athoillah, M. A. (2023). Tinjauan Terhadap Hadiṡ Tentang Ihtikār dan Praktiknya di Indonesia. Http://Journal.Iaincurup.Ac.Id/Index.Php/Alquds/Article/View/3231, 7(2). http://dx.doi.org/10.29240/alquds.v7i1.3231
Hosen, I. (1987). Apakah Judi Itu? Lembaga Kajian Ilmiah Institut Ilmu Al-Qur’an (IIQ)
Huda, C. (2016). Ekonomi Islam Dan Kapitalisme (merunut Benih Kapitalisme Dalam Ekonomi Islam). Economica: Jurnal Ekonomi Islam, 7(1), Article 1. https://doi.org/10.21580/economica.2016.7.1.1031
IAIN Parepare, P. M. (n.d.). Fiqih Muamalah Jual Beli dalam Islam. Prodi Muamalah IAIN Parepare. Retrieved February 13, 2024, from https://muamalah.iainpare.ac.id/2019/06/fiqih-muamalah-jual-beli-dalam-islam.html
Ibrahim, A., & et al, et al. (2021). Pengantar Ekonomi Islam. Bank Indonesia
Jurjani, I. al-H. ‘Ali bin M. bin ‘Ali al-Husayni al-. (2000). Al-Ta‘rifat. Dar al-Kutub al-‘Ilmiyyah
Kementerian Agama, R. I. (2005). Alquran dan Terjemahanya. Kemenag RI
Madjid, S. S. (2018). Prinsip-Prinsip (asas-Asas) Muamalah. Jurnal Hukum Ekonomi Syariah, 2(1), Article 1. https://doi.org/10.26618/j-hes.v2i1.1353
Mas’adi, G. A. (2002). Fiqh Muammalah Kontekstual. PT. Raja Grafindo Persada
Muamalat, B. (n.d.). Pengertian Maysir, Gharar, dan Riba. Retrieved February 13, 2024, from https://www.bankmuamalat.co.id/index.php/artikel/pengertian-maysir-gharar-dan-riba
Nawawi, I. (2012). Fikih Muamalah Klasik Dan Kontemporer Hukum Perjanjian, Ekonomi, Bisnis, Dan Sosial. Ghalia Indonesia
Persson, A. H., & Henrikson, A.-S. (n.d.). Learning from Neighbours’Experiences: Property Law and Consumer Credit. Juridica International. Law Review. University of Tartu. Retrieved February 14, 2024, from https://www.juridicainternational.eu/article_full.php?uri=2014_22_57_regulation-of-instant-loans-and-other-credits-in-swedish-law
Putra, Z. N. T., & Thamrin, H. (2022). Problematika Dan Dinamika Perbankan Syariah Di Era Globalisasi. Jurnal Tabarru’: Islamic Banking and Finance, 5(1), Article 1. https://doi.org/10.25299/jtb.2022.vol5(1).8448
Qardawi, Y. (2021). Bunga Bank Adalah Riba (D. Rasyid, Trans.). Robbani Press.
Rahman, A. (1979). Economic doctrines of Islam banking and insurance. The Muslim School Trust London. https://syedahmadsemait_library.librarika.com/search/detail/4120037
Rauf, A., Abubakar, Y., Abrar, A., Gohar, M., Slesman, L., & Mitra, J. (2022). Islam, Entrepreneurship and Economic Development. Journal of Entrepreneurship and Innovation in Emerging Economies, 8(2), 270–273. https://doi.org/10.1177/23939575211047022
Saat, N. (2020). The new santri: Challenges to traditional religious authority in Indonesia (A. N. Burhani, Ed.). ISEAS Publishing. https://lib.ui.ac.id
Sabiq, A.-S. (1981). Fiqh as Sunnah. Dar al-Fikr
Saefuddin, S. (2019). Perbankan Syariah dalam Kebijakan Ekonomi Negara. Millah: Journal of Religious Studies, 1–22. https://doi.org/10.20885/millah.vol19.iss1.art1
Sappeami, S. A. M. (2020). Dampak Covid 19 Terhadap Praktik Jual-Beli:: Al - Muamalat: Jurnal Hukum Dan Ekonomi Syariah, 5(1), Article 1. https://journal.iainlangsa.ac.id/index.php/muamalat/article/view/1562
Sayono, J. (2021). Langkah-Langkah Heuristik Dalam Metode Sejarah Di Era Digital. Sejarah dan Budaya: Jurnal Sejarah, Budaya, dan Pengajarannya, 15(2), Article 2. https://doi.org/10.17977/um020v15i22021p369-376
Siswanti, T. (2020). Analisis Pengaruh Faktor Internal Dan Eksternal Terhadap Kinerja Usaha Mikro Kecil Dan Menengah (umkm). Jurnal Bisnis & Akuntansi Unsurya, 5(2), Article 2. https://doi.org/10.35968/jbau.v5i2.430
Sulaiman, F., Lutfi, M., & Muin, R. (2022). Karakteristik Dan Rancang Bangun Ekonomi Islam. Tadayun: Jurnal Hukum Ekonomi Syariah, 3(2), Article 2. https://doi.org/10.24239/tadayun.v3i2.84
Sulistyowati, & Putri, N. R. (2021). Peluang Dan Tantangan Lembaga Keuangan Syariah Non Bank Dalam Perspektif Islam. WADIAH, 5(2), Article 2. https://doi.org/10.30762/wadiah.v5i2.3511
Suyuti, A. I. J. Abd. R. al. (1998). Al AsybahWa al-Nazair fi Qawaid wa Furu’ Fiqh al Syafiiya (M. H. I. Muhammad Hasan Ismail, Ed.). Dar al Kutub al Ilmiyah.
Yulianti, R. T., Nugroho, A. P., Sobaya, S., Arfaizar, J., & Madjamang, N. H. (n.d.). Praktik Etika Bisnis Islam Pada Tokopedia Community Yogyakarta. Retrieved February 13, 2024, from https://www.academia.edu/40038184/praktik_etika_bisnis_islam_pada_tokopedia_community_yogyakarta
Yusuf, M. Y. (2020). Buku: Diskursus Riba dalam Transaksi Perbankan Syariah. Bandar Publishing. https://repository.ar-raniry.ac.id/id/eprint/22356/
Downloads
Published
Issue
Section
License
Copyright (c) 2024 Januariansyah Arfaizar, Edo Segara Gustanto, Muhammad Fikri (Author)
This work is licensed under a Creative Commons Attribution-ShareAlike 4.0 International License.
